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Term Life Insurance Advantages
Contributed by: Les Robinson on 2/18/2008

Term Life Insurance Advantages

Premiums on term life policies are usually much lower than on any other kind of life insurance.

Term life is a great way to get substantial low-cost life insurance coverage for up to thirty years.

You'll be able to afford a higher level of coverage during the years when your family is most vulnerable financially.

10-year, 20-year, or 30-year terms require a major review of your family's likely financial needs.

A term life plan can be the most cost-effective way to protect your family's finances. It makes sure that if you can't be around for your family, they'll still be provided for.

You may have a "conversion option," which lets you turn a term policy into a whole life policy.

Term Life Drawbacks

Term Life plans typically don't offer cash value accounts.

Term Life premiums can increase over time.

Even if you do have a conversion option, the adjusted premium may be too expensive to continue.

If you have insurance questions please call Les Robinson at 1-800-836-2040 or e-mail at lrobinson@thenorthwoodscorp.com

For a quote on your Term Life Insurance call Les Robinson at 1-800-836-2040 ext. 3014 or go to website at http://www.wnyinsurance-quote.com/html/quotes.html

Les Robinson

Insurance Broker

The NorthwoodsCorp.

8810 Main Street

Williamsville, NY 14221

Phone: (716) 626-0004 Ext. 3014

Fax: (716) 626-5057 Att: Les

e-mail lrobinson@thenorthwoodscorp.com

See "the ABC's of Insurance" TV show on Time Warner Cable Channel 20 in Western New York hosted by: Les Robinson



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Submitted By: Les Robinson
posted on 2/18/2008 @ 10:25:48 AM
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Term Life Insurance Advantages
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CONTRIBUTOR INFO

Les Robinson

Williamsville , NY

Les Robinson has posted 287 stories and 335 comments since joining on 3/28/2007. Les Robinson 's average story rating is 4.98.
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