Term Life Insurance Advantages
Premiums on term life policies are usually much lower than on any other kind of life insurance.
Term life is a great way to get substantial low-cost life insurance coverage for up to thirty years.
You'll be able to afford a higher level of coverage during the years when your family is most vulnerable financially.
10-year, 20-year, or 30-year terms require a major review of your family's likely financial needs.
A term life plan can be the most cost-effective way to protect your family's finances. It makes sure that if you can't be around for your family, they'll still be provided for.
You may have a "conversion option," which lets you turn a term policy into a whole life policy.
Term Life Drawbacks
Term Life plans typically don't offer cash value accounts.
Term Life premiums can increase over time.
Even if you do have a conversion option, the adjusted premium may be too expensive to continue.
If you have insurance questions please call Les Robinson at 1-800-836-2040 or e-mail at
lrobinson@thenorthwoodscorp.com
For a quote on your Term Life Insurance call Les Robinson at 1-800-836-2040 ext. 3014 or go to website at
http://www.wnyinsurance-quote.com/html/quotes.html
Les Robinson
Insurance Broker
The NorthwoodsCorp.
8810 Main Street
Williamsville, NY 14221
Phone: (716) 626-0004 Ext. 3014
Fax: (716) 626-5057 Att: Les
e-mail
lrobinson@thenorthwoodscorp.com
See "the ABC's of Insurance" TV show on Time Warner Cable Channel 20 in Western New York hosted by: Les Robinson